Your employer will require Professional Indemnity and Public Liability insurance in place to cover your teaching. The Studio policy may cover employees to instruct, however, if it doesn’t you will need to source your own insurance.
To ensure you are covered, check with your employer which scenario is applicable.
Entity Cover is professional indemnity and public liability insurance for your business. This is different to your personal insurance coverage, or that of clinicians working in your practice. If your business is named in a legal action, these costs are not covered by your standard PAA insurance policy. This is where Entity Cover comes in.
It is important to note that Entity Cover does not cover clinicians for their actions while working within your clinic.
Please contact BMS on 1800 940 764 or at pilatesaa@bmsgroup.com to discuss insurance options and obtain an application form.
To add your business name onto your policy, you need to purchase Business Entity Insurance.
Contact BMS on 1800 940 764 or at pilatesaa@bmsgroup.com to discuss insurance options and obtain an application form.
Business Insurance
Business Insurance is designed for Allied Health and Medical businesses with assets not exceeding $5 million. It covers various general elements of business risk relating to property and interruption to operations; it is comprised of two main sections of cover, being Material Damage and Business Interruption.
Cyber Security & Privacy Liability
Cyber Liability coverage responds to various losses resulting from but not limited to, stolen credentials, malware, phishing and social engineering and insider threats. Cover is provided for loss suffered by your business, claims made by third parties affected and for your business interruption in the event of a breach.
Personal Accident
Personal Accident insurance is designed for companies (group cover) or individuals to provide cover in the event of death or permanent/temporary disability due to injury or sickness.
There are a range of benefits that the cover extends to provide, including but not limited to rehabilitation, corrective surgery, medical expenses and child support. Benefits are paid by either lump sum or weekly throughout the benefit period for prolonged sickness or injury.
This cover is particularly important where:
You do not have the financial means to support yourself in the event of a serious injury or prolonged illness.
No, student members are not eligible to purchase the PAA PI insurance cover.
As a student you may be expected to teach under supervision as part of your training program. This activity will be arranged by your training provider and covered by their insurance.
Your policy does cover you to work in a home studio but there may be gaps in cover. You should also carry a home insurance policy that allows you to run a home business.
You should contact your home insurance provider and ensure that the policy you hold is compatible with your business practices or contact BMS about business insurance: 1800 940 764 or at pilatesaa@bmsgroup.com
Your policy covers the advice you give online in the same way, with the same limitations as it does in person.
You should always operate within the limitations of your insurance policy and scope of practice. Territorial and jurisdictional limitations of the policy apply.
Please contact the BMS team at:
P: 1800 940 764
As a student of a PAA registered Education Body you may be expected to teach under supervision as part of your training program. This activity will be arranged by your training provider and covered by their insurance.
For all other situations, you must be qualified before you teach Pilates. You must also hold Professional Indemnity insurance and a comprehensive government accredited first aid certificate (HLTAID003).
